According to @1HowardWu, the current user experience in cryptocurrency payments is fundamentally flawed, as sending someone USDC exposes your entire wallet's financial history, including past, present, and future transactions (source: Twitter/@1HowardWu, May 12, 2025). This lack of privacy is a significant concern for traders and institutions, as it can lead to front-running, loss of competitive advantage, and increased security risks. The growing demand for private payment solutions is shaping a new wave of privacy-focused crypto projects, which could impact trading strategies and the evolution of decentralized finance (DeFi) protocols.